Mr Joseph Agyei
Contact
- Email: k2045939@kingston.ac.uk
- Location: Penrhyn Road
- Faculty: Faculty of Business and Social Sciences
- School: Kingston Business School
- Department: Department of Accounting, Finance and Informatics
- Research group/centre: Small Business Research Centre (SBRC)
Research project: Determinants of Nonperforming loans and the impact on the lending volumes to the real economy in South Saharan Africa
Abstract
One of the central themes of banking system instability and economic distress is that of ex-post credit Risk, in the form of non performing loans(Louzis et al., 2012). After the outbreak of the global financial crises in 2007-2008 the ratio of non performing loans have risen sharply. However, whiles in certain jurisdiction this has been a transitory phenomena, it represents a major threat in South Saharan Africa.
The purpose of this study is to analyze the dynamics of NPLs in the South Saharan African countries and to observe the variables that increases the growth of NPLs in the region. It also seeks to examine the effect of NPLs on banks lending activities and the effects to the real economy.In particular, we investigates country specific determinants such as corruption and culture which have not been investigated in SSA.
- Research degree: PhD
- Title of project: Determinants of Nonperforming loans and the impact on the lending volumes to the real economy in South Saharan Africa
- Research supervisor: Dr Mohamed Nurullah
- Other research supervisor: Dr John Sebastian Pereira
Biography
Joseph is an astute professional with over 15 years of banking experience with eight of those in middle and top Management. An additional role as a peer educator meant he was constantly researching.
Joseph holds a degree in accounting and an MBA in finance from the university of Ghana and a master of research from the Kingston University, London. He is currently pursuing a PhD program in business and management at the Kingston University, UK.
Areas of research interest
- Credit Risk
- Asset and Liability Management
- Personal Finance
- Capital structure
Qualifications
- BBA Accounting
- MBA, Finance
- Master of Research in Business and Management
Conference papers
Determinants of Non-performing loans- A systematic literature review, FBSS Research Conference 2022. 1st July 2022, Kingston United Kingdom.