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One of the central themes of banking system instability and economic distress is that of ex-post credit Risk, in the form of non performing loans(Louzis et al. 2012). After the outbreak of the global financial crises in 2007-2008 the ratio of non performing loans have risen sharply. However, whiles in certain jurisdiction this has been a transitory phenomena, it represents a major threat in South Saharan Africa.
The purpose of this study is to analyze the dynamics of NPLs in the South Saharan African countries and to observe the variables that increases the growth of NPLs in the region. It also seeks to examine the effect of NPLs on banks lending activities and the effects to the real economy.In particular, we investigates country specific determinants such as corruption and culture which have not been investigated in SSA.
I am an astute professional with over 15 years of banking experience with eight of those in middle and top management. An additional role as a peer educator meant i was constantly researching. I hold a degree in accounting, and a master of business administration in finance from the University of Ghana. I also hold a master of research from the Kingston University, London. Presently, I am an adjunct lecturer and module leader for accounting at the London College of Business Studies.
Agyei, Joseph, Pereira, John and Nurullah, Mohamed (2023) Drivers of Bank Non-Performing Loan- The Effect of Corruption. Faculty of Business and Social Sciences Research Conference. 30th June 2023, Kingston University, United Kingdom
Agyei, Joseph, Pereira, John and Nurullah, Mohamed (2023) Determinants of Non-Performing Loans: A systematic Literature Review and Future Research Agenda. In: Accounting and Accountability in Emerging Economies (AAEE) Conference. 3-6 July 2023, Southampton University, United Kingdom.