You probably have lots of questions about exactly how your finances will work once you are studying at Kingston University.
We also have some extra funding information for:
Kingston University also offers bursaries – find out more.
Check the course pages for information relevant to the course you want to apply for/have applied for.
Eligible students who are studying for their first undergraduate degree will not have to pay these fees up front. A loan is available from the Government to cover the cost of tuition so you don't have to find the money to pay your tuition costs before or while you are studying. You won't have to start repaying the loan until you are earning more than £21,000 a year.
The loan will also be available to European Union students and part-time students studying at least 25% (30 credits) per year. However, if you already hold an honours degree, or another qualification at the same level, you will not qualify for this loan.
There will be a loan for living costs to help with expenses such as accommodation, travel, books and course materials and food. There are three different rates of loan:
You can find more information about loans and how to apply at Student Finance England.
Read more about our bursaries.
The earnings threshold at which student loans become repayable is £21,000 per year. You would become liable to start repaying the loans after the April after you complete your course. If you earn less than £21,000 you will not be liable to make any repayments.
Once you are required to make repayments, you will pay 9% of the earnings above £21,000 – so a graduate earning £25,000 per year will be liable to pay £360 over the year, or £30 a month. The rate of interest charged on the loans when they are being repaid will also increase as graduate earnings increase. A graduate earning less than the repayment threshold of £21,000 will be charged interest equivalent to the rate of inflation. Graduates with a higher income will be charged a higher rate of interest on a sliding scale, up to a maximum level of inflation plus 3%. Loans are repaid over a maximum period of 30 years.
You will be liable to pay the same level of tuition fees but you will not qualify for loans for either fees or living costs or for a Kingston Bursary.
All eligible students will be able to apply for a tuition fee loan but the package of student finance for living costs does differ if you are from another part of the UK. Please visit the relevant website for more information:
EU students from outside the UK that meet certain eligibility criteria will be able to apply for the loan for tuition fees. Most EU students will not be entitled to support for their living costs. Contact the Student Finance England European Team for more information.
Updated 2 February 2016
Student finance information for 2017 entry will be available later this year.
Please note there are some new funding arrangements for nursing, midwifery and allied healthcare professional education, see below for more information.
If you are looking to study the following courses for 2017 entry, find out more about the changes to the way you can fund your course:
Part-time students who have not studied at university level before will be able to apply for a tuition loan. The maximum loan that is available in 2016/17 is £6,750.
Note: if you are repeating modules from your full-time course and applying for a student loan, you are still considered as a full-time student for this purpose. You are repeating modules from a full-time course and you should therefore apply as a full-time student.
Part-time students are not entitled to maintenance loans and grants.
Your entitlement to benefits is not affected when you're studying on a part-time course (NB: this does not apply if you're repeating part of a full-time course on a part-time basis).
When you apply for tax credits, HMRC takes any wages into account but not student grants (the exception is the Adult Dependants Grant).
International students are not eligible for loans or grants from the British Government. You must arrange funding for your course before you arrive. This is because you'll only be granted a visa to enter the UK if you can prove that you have enough money to support yourself during your time studying here.
The British Government offers a limited number of awards to international students through the British Council.
You can apply for a Disabled Students Allowance (DSA) before you start your course. Student Finance England (or equivalent) can give you more details. If you're a part-time student and are attending at least 50% of the full-time course, you can apply for a pro-rata DSA.
Read more about the DSA and how to apply.
Student Finance England will arrange a disability assessment to identify the help you need. It will then allocate money for each area that you're having financial difficulties with. The help is divided into three separate areas:
The Student Loans Company will make DSA payments either into your bank account or directly to the supplier of the equipment/services you need.
You might also qualify for help with healthcare costs. Contact the money advisers in the Student Life Centre on 020 8417 7312 for more information.
The University's Disability Support Fund is available to all students with a disability whose disability costs have not been met elsewhere – either because DSA is exhausted or you are not eligible for DSA. A disability and mental health adviser will apply for this on your behalf.
You apply for the following at the same time as applying for your tuition fee and maintenance loans:
If you're not already receiving them, you apply for Tax Credits through HM Revenue & Customs.